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1.11.2. Taler Wire Gateway HTTP API

This section describes the API offered by the Taler wire gateway. The API is used by the exchange to trigger transactions and query incoming transactions, as well as by the auditor to query incoming and outgoing transactions.

This API is currently implemented by the Taler Demo Bank, as well as by LibEuFin (work in progress).

1.11.2.1. Authentication

The bank library authenticates requests to the wire gateway via HTTP basic auth.

1.11.2.2. Making Transactions

POST /transfer

This API allows the exchange to make a transaction, typically to a merchant. The bank account of the exchange is not included in the request, but instead derived from the user name in the authentication header and/or the request base URL.

To make the API idempotent, the client must include a nonce. Requests with the same nonce are rejected unless the request is the same.

Request:

interface TransferRequest {
  // Nonce to make the request idempotent.  Requests with the same
  // request_uid that differ in any of the other fields
  // are rejected.
  request_uid: HashCode;

  // Amount to transfer.
  amount: Amount;

  // Base URL of the exchange.  Shall be included by the bank gateway
  // in the appropriate section of the wire transfer details.
  exchange_base_url: string;

  // Wire transfer identifier chosen by the exchange,
  // used by the merchant to identify the Taler order(s)
  // associated with this wire transfer.
  wtid: ShortHashCode;

  // The recipient's account identifier as a payto URI.
  credit_account: string;
}

Response:

200 OK:

The request has been correctly handled, so the funds have been transferred to the recipient’s account. The body is a TransferResponse.

400 Bad request:

Request malformed. The bank replies with an ErrorDetail object.

401 Unauthorized:

Authentication failed, likely the credentials are wrong.

404 Not found:

The endpoint is wrong or the user name is unknown. The bank replies with an ErrorDetail object.

409 Conflict:

A transaction with the same request_uid but different transaction details has been submitted before.

Details:

interface TransferResponse {
  // Timestamp that indicates when the wire transfer will be executed.
  // In cases where the wire transfer gateway is unable to know when
  // the wire transfer will be executed, the time at which the request
  // has been received and stored will be returned.
  // The purpose of this field is for debugging (humans trying to find
  // the transaction) as well as for taxation (determining which
  // time period a transaction belongs to).
  timestamp: Timestamp;

  // Opaque ID of the transaction that the bank has made.
  row_id: SafeUint64;
}

1.11.2.3. Querying the transaction history

GET /history/incoming

Return a list of transactions made from or to the exchange.

Incoming transactions must contain a valid reserve public key. If a bank transaction does not conform to the right syntax, the wire gateway must not report it to the exchange, and send funds back to the sender if possible.

The bank account of the exchange is determined via the base URL and/or the user name in the Authorization header. In fact the transaction history might come from a “virtual” account, where multiple real bank accounts are merged into one history.

Transactions are identified by an opaque numeric identifier, referred to here as row ID. The semantics of the row ID (including its sorting order) are determined by the bank server and completely opaque to the client.

The list of returned transactions is determined by a row ID starting point and a signed non-zero integer delta:

  • If delta is positive, return a list of up to delta transactions (all matching the filter criteria) strictly after the starting point. The transactions are sorted in ascending order of the row ID.

  • If delta is negative, return a list of up to -delta transactions (all matching the filter criteria) strictly before the starting point. The transactions are sorted in descending order of the row ID.

If starting point is not explicitly given, it defaults to:

  • A value that is smaller than all other row IDs if delta is positive.

  • A value that is larger than all other row IDs if delta is negative.

Request:

Query Parameters:

  • start – Optional. Row identifier to explicitly set the starting point of the query.

  • delta – The delta value that determines the range of the query.

  • long_poll_ms – Optional. If this parameter is specified and the result of the query would be empty, the bank will wait up to long_poll_ms milliseconds for new transactions that match the query to arrive and only then send the HTTP response. A client must never rely on this behavior, as the bank may return a response immediately or after waiting only a fraction of long_poll_ms.

Response:

200 OK:

JSON object of type IncomingHistory.

204 No content:

There are not transactions to report (under the given filter).

400 Bad request:

Request malformed. The bank replies with an ErrorDetail object.

401 Unauthorized:

Authentication failed, likely the credentials are wrong.

404 Not found:

The endpoint is wrong or the user name is unknown. The bank replies with an ErrorDetail object.

Details:

interface IncomingHistory {
  // Array of incoming transactions.
  incoming_transactions : IncomingBankTransaction[];

  // Payto URI to identify the receiver of funds.
  // This must be one of the exchange's bank accounts.
  // Credit account is shared by all incoming transactions
  // as per the nature of the request.
  credit_account: string;

}

// Union discriminated by the "type" field.
type IncomingBankTransaction =
| IncomingReserveTransaction
| IncomingWadTransaction;

interface IncomingReserveTransaction {
  type: "RESERVE";

  // Opaque identifier of the returned record.
  row_id: SafeUint64;

  // Date of the transaction.
  date: Timestamp;

  // Amount transferred.
  amount: Amount;

  // Payto URI to identify the sender of funds.
  debit_account: string;

  // The reserve public key extracted from the transaction details.
  reserve_pub: EddsaPublicKey;

}

interface IncomingWadTransaction {
  type: "WAD";

  // Opaque identifier of the returned record.
  row_id: SafeUint64;

  // Date of the transaction.
  date: Timestamp;

  // Amount transferred.
  amount: Amount;

  // Payto URI to identify the receiver of funds.
  // This must be one of the exchange's bank accounts.
  credit_account: string;

  // Payto URI to identify the sender of funds.
  debit_account: string;

  // Base URL of the exchange that originated the wad.
  origin_exchange_url: string;

  // The reserve public key extracted from the transaction details.
  wad_id: WadId;
}
GET /history/outgoing

Return a list of transactions made by the exchange, typically to a merchant.

The bank account of the exchange is determined via the base URL and/or the user name in the Authorization header. In fact the transaction history might come from a “virtual” account, where multiple real bank accounts are merged into one history.

Transactions are identified by an opaque integer, referred to here as row ID. The semantics of the row ID (including its sorting order) are determined by the bank server and completely opaque to the client.

The list of returned transactions is determined by a row ID starting point and a signed non-zero integer delta:

  • If delta is positive, return a list of up to delta transactions (all matching the filter criteria) strictly after the starting point. The transactions are sorted in ascending order of the row ID.

  • If delta is negative, return a list of up to -delta transactions (all matching the filter criteria) strictly before the starting point. The transactions are sorted in descending order of the row ID.

If starting point is not explicitly given, it defaults to:

  • A value that is smaller than all other row IDs if delta is positive.

  • A value that is larger than all other row IDs if delta is negative.

Request:

Query Parameters:

  • start – Optional. Row identifier to explicitly set the starting point of the query.

  • delta – The delta value that determines the range of the query.

  • long_poll_ms – Optional. If this parameter is specified and the result of the query would be empty, the bank will wait up to long_poll_ms milliseconds for new transactions that match the query to arrive and only then send the HTTP response. A client must never rely on this behavior, as the bank may return a response immediately or after waiting only a fraction of long_poll_ms.

Response:

200 OK:

JSON object of type OutgoingHistory.

204 No content:

There are not transactions to report (under the given filter).

400 Bad request:

Request malformed. The bank replies with an ErrorDetail object.

401 Unauthorized:

Authentication failed, likely the credentials are wrong.

404 Not found:

The endpoint is wrong or the user name is unknown. The bank replies with an ErrorDetail object.

Details:

interface OutgoingHistory {
  // Array of outgoing transactions.
  outgoing_transactions : OutgoingBankTransaction[];

  // Payto URI to identify the sender of funds.
  // This must be one of the exchange's bank accounts.
  // Credit account is shared by all incoming transactions
  // as per the nature of the request.
  debit_account: string;

}

interface OutgoingBankTransaction {
  // Opaque identifier of the returned record.
  row_id: SafeUint64;

  // Date of the transaction.
  date: Timestamp;

  // Amount transferred.
  amount: Amount;

  // Payto URI to identify the receiver of funds.
  credit_account: string;

  // The wire transfer ID in the outgoing transaction.
  wtid: ShortHashCode;

  // Base URL of the exchange.
  exchange_base_url: string;
}

1.11.2.4. Wire Transfer Test APIs

Endpoints in this section are only used for integration tests and never exposed by bank gateways in production.

POST /admin/add-incoming

Simulate a transfer from a customer to the exchange. This API is not idempotent since it’s only used in testing.

Request:

interface AddIncomingRequest {
  // Amount to transfer.
  amount: Amount;

  // Reserve public key that is included in the wire transfer details
  // to identify the reserve that is being topped up.
  reserve_pub: EddsaPublicKey;

  // Account (as payto URI) that makes the wire transfer to the exchange.
  // Usually this account must be created by the test harness before this API is
  // used.  An exception is the "exchange-fakebank", where any debit account can be
  // specified, as it is automatically created.
  debit_account: string;
}

Response:

200 OK:

The request has been correctly handled, so the funds have been transferred to the recipient’s account. The body is a AddIncomingResponse.

400 Bad request:

The request is malformed. The bank replies with an ErrorDetail object.

401 Unauthorized:

Authentication failed, likely the credentials are wrong.

404 Not found:

The endpoint is wrong or the user name is unknown. The bank replies with an ErrorDetail object.

409 Conflict:

The ‘reserve_pub’ argument was used previously in another transfer, and the specification mandates that reserve public keys must not be reused.

Details:

interface AddIncomingResponse {
  // Timestamp that indicates when the wire transfer will be executed.
  // In cases where the wire transfer gateway is unable to know when
  // the wire transfer will be executed, the time at which the request
  // has been received and stored will be returned.
  // The purpose of this field is for debugging (humans trying to find
  // the transaction) as well as for taxation (determining which
  // time period a transaction belongs to).
  timestamp: Timestamp;

  // Opaque ID of the transaction that the bank has made.
  row_id: SafeUint64;
}

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1.11.1. Taler Core Bank API

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1.11.3. Taler Bank Revenue HTTP API